diff --git a/app/main.py b/app/main.py
index ee9e700..9dfb631 100644
--- a/app/main.py
+++ b/app/main.py
@@ -523,7 +523,7 @@ PAGE_HTML = """<!DOCTYPE html>
       <div class="stats">
         <div class="stat"><div class="num" id="remaining">—</div><div class="lbl">remaining now</div></div>
         <div class="stat"><div class="num" id="allowance">—</div><div class="lbl">allowance left</div></div>
-        <div class="stat"><div class="num" id="credits">—</div><div class="lbl">credits (never expire)</div></div>
+        <div class="stat"><div class="num" id="credits">—</div><div class="lbl">credits left (never expire)</div></div>
         <div class="stat"><div class="num" id="alltime">—</div><div class="lbl">total spend, all time</div></div>
         <div class="stat"><div class="num" id="calls">—</div><div class="lbl">requests, all time</div></div>
       </div>
@@ -599,8 +599,11 @@ async function load() {
     const pct = balance > 0 ? Math.min(100, (spend / balance) * 100) : 0;
 
     // Two buckets: monthly allowance (resets) + purchased credits (never expire).
+    // Balance view shows credits REMAINING (purchased minus what this cycle's
+    // overspend already drew); the all-time figure is d.credits (total bought).
     const allowance = d.allowance ?? 15;
-    const credits = d.credits ?? 0;
+    const creditsTotal = d.credits ?? 0;
+    const creditsLeft = d.credits_remaining ?? creditsTotal;
     const spentThisCycle = Math.min(spend, allowance);
     const allowanceLeft = Math.max(0, allowance - spentThisCycle);
 
@@ -608,7 +611,7 @@ async function load() {
     $('of').textContent = 'of ' + fmtMoney(balance) + ' current balance used';
     $('remaining').textContent = fmtMoney(remaining);
     $('allowance').textContent = fmtMoney(allowanceLeft);
-    $('credits').textContent = fmtMoney(credits);
+    $('credits').textContent = fmtMoney(creditsLeft);
     $('fill').style.width = pct + '%';
     $('fill').className = 'fill' + (pct > 80 ? ' warn' : '');
 
@@ -617,7 +620,7 @@ async function load() {
       const d2 = new Date(d.reset_at);
       const opts = { year: 'numeric', month: 'long', day: 'numeric' };
       let meta = 'Shared across chat and API · Allowance renews ' + d2.toLocaleDateString(undefined, opts);
-      if (credits > 0) meta += ' · Credits carry over and never expire';
+      if (creditsTotal > 0) meta += ' · Credits never expire (' + fmtMoney(creditsTotal) + ' purchased all-time)';
       $('meta').textContent = meta + '.';
     }