docs: move MCP howto under 'Use the chat' (was misfiled under governance)

getting-started.md

@@ -47,6 +47,22 @@ with the account you created in step 1.
 - Your usage draws from your monthly allowance; you can see it on the
   [Member Dashboard](https://dashboard.inference.coop).
 
+- **Bring your own tools (MCP servers).** The chat supports **MCP (Model
+  Context Protocol) servers** — external tool services that let the AI do
+  things like search marketplaces, query other services, or pull in
+  specialized data. Every member can connect their own: go to
+  **Settings → Tools** and add an MCP server by its URL. (If you don't see the
+  Tools tab, refresh the page — it appears once the permission syncs to your
+  session.) The server must be reachable over HTTP — ones that run only
+  locally on your own computer, like many Claude Desktop configs, can't attach
+  here; use their hosted versions if offered. In a conversation, pick the tool
+  server from the tools menu near the message box and ask away. Your tool
+  servers belong to you: they run under your account, you choose which
+  conversations they attach to, and other members don't see them. Please
+  review what a third-party tool service does with your data before connecting
+  it — see the [privacy policy](privacy-policy.md) for how the co-op handles
+  your side.
+
 If the chat ever says your balance is out, that's the allowance, not an error —
 see "Your allowance" below.
 
@@ -95,25 +111,6 @@ privacy, and direction happen on our **Loomio forum**:
 - **#design** — an open member room for co-op design discussions: website,
   docs, dashboard, branding. All members can post; pull up a chair.
 
-#### Bring your own tools (MCP servers)
-
-The chat supports **MCP (Model Context Protocol) servers** — external tool
-services that let the AI do things like search marketplaces, query other
-services, or pull in specialized data. Every member can connect their own:
-
-1. In the chat, go to **Settings → Tools** and add an MCP server by its URL.
-   (If you don't see the Tools tab, refresh the page — it appears once the
-   permission syncs to your session.) The server must be reachable over HTTP —
-   ones that run only locally on your own computer, like many Claude Desktop
-   configs, can't attach here; use their hosted versions if offered.
-2. In a conversation, pick the tool server from the tools menu near the message
-   box and ask away.
-
-Your tool servers belong to you: they run under your account, you choose which
-conversations they attach to, and other members don't see them. Please review
-what a third-party tool service does with your data before connecting it — see
-the [privacy policy](privacy-policy.md) for how the co-op handles your side.
-
 - See the [Charter](charter.md) for how governance is structured.
 - See [Open questions](open-questions.md) for the decisions currently on the table.