Remove ownership language; describe as member-governed project (fiscally sponsored, not legally a co-op)

terms-of-service.md

@@ -4,9 +4,9 @@
 
 ## In plain language
 
-- You are a **member**, not a customer. You own and govern this cooperative.
+- You are a **member**, not a customer. You help govern this project.
 - We provide **private AI chat** through open models, protected by encryption.
-- You keep ownership of what you write and what the AI produces.
+- Your prompts and the AI's outputs are yours to keep.
 - We don't train on your data, and we don't sell it.
 - AI can be wrong. Use your judgment.
 - If you misuse the service, we may remove you (per our Charter).
@@ -18,9 +18,9 @@ The full terms are below. If anything is unclear, write to info@inference.coop.
 
 ## 1. Who we are
 
-The **Inference Cooperative** ("we", "us") is a member-governed cooperative providing private AI inference. We are fiscally sponsored by **Metagov**, a nonprofit that provides our financial and legal services.
+The **Inference Cooperative** ("we", "us") is a member-governed project providing private AI inference. We are fiscally sponsored by **Metagov**, a nonprofit that provides our financial and legal services.
 
-When you join, you become a **member** — an owner with a voice in how the cooperative is run — not a customer of a vendor.
+When you join, you become a **member** — someone with a voice in how the project is run — not a customer of a vendor.
 
 ## 2. Membership
 
@@ -37,7 +37,7 @@ We provide:
 - **Web search** and **file uploads** within the chat interface.
 - **Governance** — a seat in decisions about models, pricing, and direction.
 
-The service is provided **"as is"** and may change as the cooperative evolves. We do not guarantee uptime or specific performance at this stage.
+The service is provided **"as is"** and may change as the project evolves. We do not guarantee uptime or specific performance at this stage.
 
 ## 4. Acceptable use
 
@@ -57,7 +57,7 @@ You agree not to:
 
 ## 6. Your content
 
-- You **own** your prompts and the AI's outputs.
+- Your prompts and the AI's outputs are yours to keep.
 - We do **not** train models on your data.
 - We do **not** sell or share your content.
 - See our [Privacy Policy](privacy-policy.md) for how your data is handled.
@@ -75,17 +75,17 @@ Your privacy is a core value, not an afterthought. Inference runs in encrypted e
 ## 9. Governance
 
 - Decisions are made through **Loomio** and governed by the [Charter](charter.md).
-- During the pilot phase, the General Manager holds final discretion; this transitions to full member governance as the cooperative grows.
+- During the pilot phase, the General Manager holds final discretion; this transitions to full member governance as the project grows.
 
 ## 10. Disclaimers and liability
 
 - **AI outputs may be inaccurate or inappropriate.** We provide no warranty of correctness. Use your judgment.
 - To the maximum extent permitted by law, our liability is limited to the amount of dues you have paid.
-- As a cooperative, members are not personally liable for the cooperative's obligations.
+- Members are not personally liable for the project's obligations.
 
 ## 11. Changes to these terms
 
-- We may update these terms as the cooperative evolves.
+- We may update these terms as the project evolves.
 - Material changes are announced to members and, where appropriate, decided through Loomio.
 
 ## 12. Contact